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American Express PAYBACK Card

American Express PAYBACK Card

The American Express Payback Card is a popular choice for individuals who want to earn rewards and save money. Here are some key features:

  • Payback Rewards Program: Earn Payback points for every euro spent on eligible purchases, both within and outside the Payback partner network. Redeem points for vouchers, merchandise, or cash back.
  • Partner Benefits: Get exclusive offers, discounts, and promotions from a variety of Payback partners, including supermarkets and online retailers.
  • Contactless Payment: Enjoy the convenience of contactless payments for quick and easy transactions.
  • No Annual Fee: The Payback Card doesn’t have an annual fee, making it a great option for budget-conscious individuals.

American Express Blue Card

American Express Blue Card

The American Express Blue Card can be a good option for German residents who want a no-annual-fee card with a straightforward rewards program and valuable travel and purchase protection benefits. Here are some key features:

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  • No annual fee: This is a major perk, as many other reward cards charge an annual fee that can offset the value of the rewards you earn
  • Rewards: You earn 2x points at supermarkets and on transit, and 1x points on all other purchases. These points can be redeemed for statement credits, travel, gift cards, and more.
  • Welcome bonus: You can earn a welcome bonus of 20,000 points after you spend $3,000 on purchases in the first 6 months of card membership.
  • 0% intro APR: You will not be charged interest on purchases for the first 15 months of card membership. After that, the variable APR will be 18.49% – 29.49%.
  • Purchase protection: Your purchases are protected against damage or theft for 90 days from the date of purchase.
  • Return protection: You can return eligible items that were purchased with your card within 90 days of purchase, even if the store doesn’t normally accept returns.
  • Extended warranty: The original manufacturer’s warranty on eligible purchases made with your card is automatically doubled for up to one year.

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