3. NASA Federal Credit Union Card
Monthly Maintenance Fee
$7 to $9
Minimum Deposit Requirement
$0
Rewards
$0.02 to $0.05 per transaction
(up to $250 annually)
NASA Federal Credit Union is a good choice for cash-back debit cards because it has a unique rewards system and lets you earn interest. You can get up to $250 a year on eligible purchases and choose from three different checking accounts.
All their checking accounts are part of the cash-back program, so you can pick the one that suits you. The NASA Federal Credit Union Premier Checking is a basic account with a fee that’s easy to avoid. The NASA Federal Credit Union Premier eChecking gives you free checks, and the NASA Federal Credit Union Premier Preferred Checking earns 1.00% interest, credited monthly. All three accounts also offer early direct deposit.
Becoming a member is easy, and there are four membership reward levels (Bronze, Silver, Gold, and Platinum) based on your age and combined account balance. Everyone starts at Bronze, and as you move up, you get extra perks like free notary services, waived or discounted fees, and more.
Pros
- Most transactions earn cash back
- Three account options to choose from
- Nationwide ATM network
Cons
- Cashback capped at $250 per year
- Minimum balance required to waive fees
- Credit union membership required
Continue reading on the next page to find out about other debit cards.
