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2. Feather Dental Insurance

Feather Dental Insurance offers supplemental dental coverage designed to enhance public health insurance in Germany. The Feather provides two levels of dental coverage: Basic and Advanced.

Feather Dental Insurance

Key features of Feather Dental Insurance include:

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  • Professional tooth cleanings: Covered up to €150 per year for Basic members and 100% coverage for Advanced members.
  • Medically necessary prophylaxis measures (e.g., sealants): Covered up to €150 per year for Basic members and 100% coverage for Advanced members.
  • Root canals and periodontitis treatments: Covered for Basic and Advanced members.
  • Mouthguards for tooth grinding: Covered for Basic and Advanced members.
  • Pain treatments (e.g., general anesthesia, acupuncture, hypnosis): Covered for Basic and Advanced members.
  • Tooth replacement: Up to 60% coverage for Basic members and up to 90% coverage for High-Quality Replacement Options after public health insurance coverage for Advanced members.
  • Tooth whitening: Not covered for Basic members; covered up to €200 in two calendar years for Advanced members.

Eligibility:

  • Must be residing in Germany.
  • Already have public health insurance (GKV) in Germany.
  • Age restrictions are based on specific plan choices.

Cost:

  • Two tariff options: Basic and Advanced.
    • Basic starts at €9.90 per month.
    • Advanced starts at €19.90 per month.

Advantages of Feather Dental Insurance:

  • Comprehensive Coverage: Feather Dental Insurance covers a wide range of dental services, including preventive care, fillings, root canals, crowns, bridges, and some implants.
  • 100% Coverage for Teeth Cleaning: Feather offers full coverage for professional cleanings twice a year, unlike some competitors.
  • High Reimbursements for Prosthetics: You can receive up to 90% coverage for advanced options like crowns and bridges.
  • Flexible Options: Choose between Basic and Advanced plans based on your individual needs.
  • Easy Claims Process: Submit bills through the app for a quick reimbursement process.
  • Transparent Coverage: Feather Dental Insurance has no hidden fees or confusing terms.

Disadvantages of Feather Dental Insurance:

  • Limited Availability: Feather Dental Insurance is only available in Germany and may not be suitable for individuals outside the country.
  • Requires Existing Public Health Insurance: It acts as a supplementary plan and cannot serve as primary insurance.
  • Age Restrictions: The Basic plan covers children only until age 20, while the Advanced plan covers them until age 25.
  • Limited Implant Coverage: While the Advanced plan covers some implants, not all are included.
  • Smaller Dentist Network: Not all German dentists participate in Feather’s network.

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