6. U.S. Bank Personal Loan
U.S. Bank offers quick personal loans from $1,000 to $50,000 with good rates. If you’re already a customer, you can get the best loan terms. You’ll need a U.S. Bank account or another product to qualify. If you’re switching banks, this could be a good choice.
If you’re a U.S. Bank customer and meet certain conditions, you could get your money within a few hours. If you’re not a customer, you can still apply, but the maximum loan is $25,000, and it might take up to four business days to get the money. Being a non-customer means you might face higher credit score requirements, get a smaller loan, and have a shorter time to pay it back.
Pros:
- Existing U.S. Bank customers enjoy more favorable loan terms.
- Autopay discount is available.
- Joint applications are allowed.
- No origination fees or prepayment penalties.
Cons:
- Non-customers may face less favorable loan terms.
- A late fee of up to $40 may be charged.
- Availability may be limited, as the service may not be offered in all 50 states.
Flip to the next page to find other best lenders for fast personal loans and fast cash in 2024.
