2. Getsafe
Getsafe is an online insurance company from Berlin and Heidelberg, known for its modern approach to insurance. They offer insurance for everything important in your life.
With Getsafe legal insurance, you get unlimited coverage in Europe. For legal cases outside Europe, you’re covered for up to €500,000 each year.
This insurance covers things like personal, work, and traffic legal issues. You can also add coverage for things like housing and criminal law if you need it.
You might have to wait 3 to 6 months for some things, but for many problems like traffic or criminal issues, you can get help right away.
At the start, you pay €300 if you need help. But every year you don’t need help, this amount goes down by €100. After a claim, the amount you pay goes up to €500 for a year.
The cost depends on how old you are and where you live. You can check the price using the Getsafe app. The basic plan for personal, work, and traffic legal issues starts at €15.12 per month.
Key Features:
- Easily file claims right in the app
- Access to 24/7 legal assistance
- Includes legal protection for personal, work, and traffic matters
- Option to add Criminal legal protection and Home legal protection as extras
Benefits:
- Maximum coverage without limits
- Choose your English-speaking lawyer for free
- Global coverage for up to 12 months
- Free legal consultation hotline
- English-language website and customer support
- Clearly outlined Fact Sheet in English detailing the coverage
- Flexible cancellation policy
- Deductible decreases by €100 each year without a claim
- Coverage for self-employment with annual turnover up to €17,500
- Option for interest-free loan up to €200,000 to cover bail
- Simple addition of family members to the plan
Drawbacks:
- Initial deductible of €300, increasing to €500 after a claim
- Waiting periods of up to 6 months (varies by legal area)
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