Earn a $200 statement credit after spending $2,000 in purchases within the first 6 months. No Annual Fee. Enjoy 0% intro APR on purchases and balance transfers for 15 months. Get 3% Cash Back at U.S. supermarkets, online retail purchases, and gas stations, up to $6,000 per year, then 1%. Get $7/month back when you spend $9.99 or more each month on an eligible subscription with your Blue Cash Everyday® Card. Enjoy up to $15 back per month when you purchase a Home Chef meal kit subscription. Apply Now.
13. Citi® Diamond Preferred® Card
| Best Feature | 21-month 0% introductory rate on balance transfers. |
| Credit Needed | Excellent, Good 670-850 |
| Intro Bonus | 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.24% – 28.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening. |
| Annual Fee | $0 |
| APR | 18.24% – 28.99% Variable |
0% Intro APR for 21 months on balance transfers and 0% Intro APR for 12 months on purchases. Variable APR of 18.24% – 28.99% applies after. Balance transfers must be done within 4 months of account opening with a fee of $5 or 5% of the transfer amount, whichever is greater. Enjoy free access to your FICO® score online. Get special access to thousands of events with Citi Entertainment®. No Annual Fee. Apply Now.
14. Discover it® Balance Transfer
| Best Feature | Unlimited cash back match. |
| Credit Needed | Excellent, Good 670-850 |
| Intro Bonus | Discover will match all the cash back you’ve earned at the end of your first year. |
| Annual Fee | $0 |
| APR | 17.24% – 28.24% Variable APR |
Discover offers a credit card with unlimited cashback match for all new cardmembers. You can earn 5% cashback on everyday purchases and 1% cashback on all other purchases. You can redeem your rewards for cash at any time and there is no annual fee. Additionally, Discover helps you reduce exposure of your personal information online for free. Terms and conditions apply. Apply Now.
15. Discover it® Student Cash Back
| Best Feature | Student rewards. |
| Credit Needed | Fair, New to Credit 580-740 |
| Intro Bonus | Discover will match all the cash back you’ve earned at the end of your first year. |
| Annual Fee | $0 |
| APR | 18.24% – 27.24% Variable APR |
Discover offers the Unlimited Cashback Match for new cardmembers, automatch all the cash back you’ve earned at the end of your first year. Also, earn 5% cash back on everyday purchases at different places each quarter and 1% on everything else. Redeem your rewards for cash at any time with no annual fee. No credit score is required to apply. Discover offers a 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 18.24%-27.24% applies. Terms and conditions apply. Apply Now.
16. Discover it® Student Chrome
| Best Feature | Rewards for students. |
| Credit Needed | Fair, New to Credit 580-740 |
| Intro Bonus | Discover will match all the cash back you’ve earned at the end of your first year. |
| Annual Fee | $0 |
| APR | 18.24% – 27.24% Variable APR |
Discover card offers an Unlimited Cashback Match for new cardmembers. Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases. Redeem your rewards for cash anytime, with no annual fee. Enjoy 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 18.24% – 27.24% applies. Terms and conditions apply. Apply Now.
17. Discover it® Secured Credit Card
| Best Feature | Secured purchases. |
| Credit Needed | New, Rebuilding New/Rebuilding Credit |
| Intro Bonus | Discover will match all the cash back you’ve earned at the end of your first year. |
| Annual Fee | $0 |
| APR | 28.24% Variable APR |
No credit score required. Earn cash back and build credit history with our secured credit card. Deposit is required and credit line equals deposit, starting at $200. Automatic reviews for transition to unsecured line of credit. Get 2% cash back at Gas Stations and Restaurants, and 1% cash back on all other purchases. Activate free services for reducing exposure of personal information and receiving alerts for Social Security number on Dark Web. Apply Here.
18. Capital One Platinum Secured Credit Card
| Best Feature | No annual fee. |
| Credit Needed | Limited, Bad 300-670 |
| Intro Bonus | No annual or hidden fees. See if you’re approved in seconds |
| Annual Fee | $0 |
| APR | 30.74% (Variable) |
No hidden fees. Get approved in seconds. Build credit with Capital One Platinum Secured card. Refundable deposit of $49 gets you $200 credit line. Earn back deposit with responsible use. Higher credit line in 6 months with no extra deposit. $0 Fraud Liability. Check your credit score with CreditWise for free. Access account 24/7 online or through mobile app. Apply Here.
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