How to get a German Credit Card: Step-by-Step Guide
To obtain a German credit card, follow these steps:
Step 1: Check Your Eligibility
Before applying for a credit card, make sure you meet the eligibility criteria. Typischerweise, you’ll need a German bank account, a German phone number, a valid passport, and be at least 18 Jahre alt. Visit the credit card’s application page to check if you qualify.
Step 2: Fill Out the Online Application Form
Once you’ve confirmed your eligibility, fill out the online application form. Provide your details such as name, address, birth date, and contact information. If you’re requesting a specific credit limit, you’ll also need to include details about your income in the application.
Step 3: Pass the Video Identification Process
Once you’ve submitted your online application form, the bank will contact you using the information you provided. They’ll guide you through the identity verification process, which usually involves a video call with their customer service agent.
During the call, the agent will verify your data and information. After that, you just have to wait for the bank to send your card and other important information, either by email or with your card in a physical document.