3. Mastercard VIABUY

Mastercard VIABUY

Mastercard VIABUY is a prepaid Mastercard that offers the convenience of a credit or debit card but allows you to set your own spending limit. This is a good prepaid credit card that you can apply for quickly and easily online.

However, there are some fees you need to know about. You’ll have to pay a one-time fee of 69.90 euros and a yearly fee of 19.90 euros. If you recharge the card using a SEPA bank transfer, there’s a fee of 0.9% of the amount.


Buying things in euros is free, but if you buy in foreign currencies, there’s a 2.75% fee. Also, every time you take cash out from an ATM, you’ll be charged 5 euros, no matter what currency you use.


  • It’s a good-quality card.
  • Applying online is quick and easy.
  • You can use their website and customer service in English.


  • One-time issuing fee of 69.90 euros.
  • Yearly fee of 19.90 euros.
  • 0.9% recharging fee via SEPA bank transfer.
  • 9.95 euros per month if inactive after 12 months.
  • 5 euros per cash withdrawal in Germany and abroad.
  • 2.75% foreign currency fees.