3. DKV
DKV Deutsche Krankenversicherung is a leading provider of private health insurance in Germany, offering a wide range of plans for individuals, families, and businesses. They are known for their high quality and financial security, with over 4 million people currently insured with them.
Types of plans:
- Vollversicherung (full coverage): This is the most comprehensive type of plan, covering all medically necessary treatment, including hospital stays, doctor visits, and prescription drugs.
- Zusatzversicherung (supplementary insurance): This type of plan is designed to supplement statutory health insurance, covering costs that are not covered by the statutory scheme, such as private hospital rooms, dental treatment, and alternative therapies.
- Beamtenversicherung (insurance for civil servants): DKV offers specialized plans for civil servants, which often have different coverage needs and requirements.
- Betriebskrankenversicherung (company health insurance): Companies can take out company health insurance policies with DKV to provide their employees with private health insurance coverage.
Benefits of DKV private health insurance:
- Wide range of plans to choose from: DKV offers a variety of plans to suit different needs and budgets.
- High level of coverage: DKV plans typically offer a high level of coverage, including coverage for expensive treatments and procedures.
- Fast access to treatment: With DKV private health insurance, you can usually get an appointment with a specialist much sooner than you would with statutory health insurance.
- Choice of doctors and hospitals: You can choose any doctor or hospital that is part of the DKV network.
- No co-payments: You do not have to pay any co-payments for covered services.
- Strong focus on customer care: DKV is known for its excellent customer service, with a variety of support options available.
4. HanseMerkur
HanseMerkur Krankenversicherung is a popular provider of private health insurance in Germany, offering a variety of plans for individuals, families, and businesses. They are known for their competitive rates, comprehensive coverage, and excellent customer service.
Types of plans:
- Vollversicherung (full coverage): This is the most comprehensive type of plan, covering all medically necessary treatment, including hospital stays, doctor visits, and prescription drugs.
- Zusatzversicherung (supplementary insurance): This type of plan is designed to supplement statutory health insurance, covering costs that are not covered by the statutory scheme, such as private hospital rooms, dental treatment, and alternative therapies.
- Private health insurance for students and children: HanseMerkur offers special plans for students and children, which can be a good option if you want to ensure your family has access to the best possible care.
Benefits of HanseMerkur private health insurance:
- Wide range of plans to choose from: HanseMerkur offers a variety of plans to suit different needs and budgets.
- High level of coverage: HanseMerkur plans typically offer a high level of coverage, including coverage for expensive treatments and procedures.
- Fast access to treatment: With HanseMerkur private health insurance, you can usually get an appointment with a specialist much sooner than you would with statutory health insurance.
- Choice of doctors and hospitals: You can choose any doctor or hospital that is part of the HanseMerkur network.
- No co-payments: You do not have to pay any co-payments for covered services.
- Excellent customer service: HanseMerkur is known for its excellent customer service, with a variety of support options available.
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