5. Hallesche
Hallesche Krankenversicherung is a renowned provider of private health insurance in Germany, offering a variety of plans for individuals, families, and businesses. They are known for their competitive rates, flexible options, and focus on customer service.
Types of plans offered by Hallesche:
- Vollversicherung (full coverage): This comprehensive plan covers all medically necessary treatment, including hospital stays, doctor visits, and prescription drugs.
- Zusatzversicherung (supplementary insurance): This type of plan supplements statutory health insurance by covering costs not included in the basic scheme, such as private hospital rooms, enhanced dental care, and alternative therapies.
- Pflegezusatzversicherung (long-term care insurance): Hallesche provides plans for long-term care, ensuring financial support for nursing home stays or home care assistance.
- Special plans: They also offer specific plans for international professionals, students, and civil servants.
Benefits of choosing Hallesche:
- Wide range of plans: Hallesche caters to various needs and budgets with a diverse range of plans, from basic to premium coverage.
- Competitive premiums: They are known for offering competitive rates compared to other private health insurance providers in Germany.
- Flexible options: Many plans allow for customization by adding or removing specific benefits to suit your individual needs.
- Strong customer service: Hallesche prioritizes customer satisfaction, providing various support options and English-speaking representatives.
- Digital services: They offer a user-friendly app and online portal for managing your policy, submitting claims, and accessing healthcare information.
6. Walter
WALTER is a reputable company specializing in various insurance solutions for individuals in Germany, including private health insurance for specific groups and situations. They primarily cater to:
- International students: If you’re an international student studying in Germany, DR. WALTER provides Provisit Student, a substitutive private health insurance that fulfills visa requirements and offers comprehensive coverage comparable to statutory health insurance. It even includes long-term care insurance
- International guests: For temporary visitors like researchers, postdocs, scholarship holders, or guests on working holidays, DR. WALTER offers various plans covering health, personal liability, and accidents. These plans cater to short-term stays (up to 2 years) and meet visa requirements.
- Expatriates: DR. WALTER’s EDUCARE24 plan provides comprehensive health insurance, personal liability, and accident coverage for non-German citizens staying in Germany temporarily. It’s perfect for those up to 69 years old starting jobs, studies, internships, teaching, or research in the country.
Key benefits of DR. WALTER private health insurance solutions:
- Tailored to specific needs: Their plans cater to the unique needs of international students, guests, and expats in Germany.
- Visa compliance: Most plans fulfill visa requirements for various stays in Germany.
- Affordable options: They offer competitive rates compared to other private health insurance providers.
- English support: DR. WALTER has English-speaking staff to assist you throughout the process.
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