Overview of American Express Credit Cards in Germany
American Express, established in 1850 in New York City, is a renowned global leader in offering premium financial services. In Germany, AMEX provides a range of credit cards tailored to various lifestyles and preferences. Let’s explore some of the American Express credit cards available in Germany:
American Express Platinum Card
The American Express Platinum Card is designed for luxury travelers and individuals who value premium benefits and services. Here are some key features of this card:
- Rewards and Benefits: Earn Membership Rewards points on eligible purchases and enjoy perks such as airport lounge access, hotel elite status, concierge services, and global assistance.
- Travel Insurance: Receive comprehensive travel insurance coverage, including travel accident insurance, trip cancellation/interruption insurance, and baggage insurance.
- Fine Hotels & Resorts: Access exclusive benefits, upgrades, and amenities when booking through the Fine Hotels & Resorts program.
- Annual Fee: While the Platinum Card has a higher annual fee, it offers a wide array of premium benefits and rewards.
American Express Gold Card
The Amex Gold Card is a good choice for frequent travelers and diners who can maximize the reward categories and travel benefits. Here are some key features of this card:
- Free First Year: The annual fee is waived for the first year; afterward, it costs 140 Euro annually.
- Additional Points: Earn 1.5 Membership Reward points per 1 Euro spent through the ‘Amex Turbo Program’, which increases the standard reward rate of 1 point per 1 Euro spent.
- Insurance Coverage: Includes travel cancellation insurance, overseas health insurance, rental car insurance, transport accident insurance, and purchase protection.
- Global Services: Access to the Global Information and Gold Assist service, as well as a personal 24-hour telephone customer service line.
- Limited Acceptance: Although American Express cards are generally accepted in larger establishments, they might not be accepted in smaller shops and restaurants.
- Foreign Exchange Fee: A 2% foreign transaction fee applies to all charges made in a foreign currency.
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