2. Feather Dental Insurance
Feather Dental Insurance offers supplemental dental coverage designed to enhance public health insurance in Germany. The Feather provides two levels of dental coverage: Basic and Advanced.
Key features of Feather Dental Insurance include:
- Professional tooth cleanings: Covered up to €150 per year for Basic members and 100% coverage for Advanced members.
- Medically necessary prophylaxis measures (e.g., sealants): Covered up to €150 per year for Basic members and 100% coverage for Advanced members.
- Root canals and periodontitis treatments: Covered for Basic and Advanced members.
- Mouthguards for tooth grinding: Covered for Basic and Advanced members.
- Pain treatments (e.g., general anesthesia, acupuncture, hypnosis): Covered for Basic and Advanced members.
- Tooth replacement: Up to 60% coverage for Basic members and up to 90% coverage for High-Quality Replacement Options after public health insurance coverage for Advanced members.
- Tooth whitening: Not covered for Basic members; covered up to €200 in two calendar years for Advanced members.
Eligibility:
- Must be residing in Germany.
- Already have public health insurance (GKV) in Germany.
- Age restrictions are based on specific plan choices.
Cost:
- Two tariff options: Basic and Advanced.
- Basic starts at €9.90 per month.
- Advanced starts at €19.90 per month.
Advantages of Feather Dental Insurance:
- Comprehensive Coverage: Feather Dental Insurance covers a wide range of dental services, including preventive care, fillings, root canals, crowns, bridges, and some implants.
- 100% Coverage for Teeth Cleaning: Feather offers full coverage for professional cleanings twice a year, unlike some competitors.
- High Reimbursements for Prosthetics: You can receive up to 90% coverage for advanced options like crowns and bridges.
- Flexible Options: Choose between Basic and Advanced plans based on your individual needs.
- Easy Claims Process: Submit bills through the app for a quick reimbursement process.
- Transparent Coverage: Feather Dental Insurance has no hidden fees or confusing terms.
Disadvantages of Feather Dental Insurance:
- Limited Availability: Feather Dental Insurance is only available in Germany and may not be suitable for individuals outside the country.
- Requires Existing Public Health Insurance: It acts as a supplementary plan and cannot serve as primary insurance.
- Age Restrictions: The Basic plan covers children only until age 20, while the Advanced plan covers them until age 25.
- Limited Implant Coverage: While the Advanced plan covers some implants, not all are included.
- Smaller Dentist Network: Not all German dentists participate in Feather’s network.
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