3. Getsafe Dental Insurance
Getsafe Dental Insurance is a supplementary dental insurance option in Germany that offers comprehensive coverage without a waiting period of up to €80 per year for dental cleanings.
Key features of Getsafe Dental Insurance include:
- Up to 100% cost reimbursement for root canals and periodontitis treatments.
- The claims scale applies for the first four years of the policy, after which there are no financial limits for reimbursements.
- Accidents are treated without regard to the scale of the claims, resulting in full reimbursement.
- Customizable insurance plans based on responses during the sign-up process.
- Digital platform for managing insurance and submitting claims.
For those looking for affordable and convenient dental insurance in Germany, Getsafe Dental Insurance is a strong contender, offering quick and simple enrollment processes and flexible payment options.
Eligibility:
- Currently only available in Germany.
- Must be at least 18 years old.
- No pre-existing condition exclusions.
Cost:
- Three plan options: Dental Basic, Dental Classic, and Dental Comfort.
- Dental Basic: Starts at €9.38 per month, and covers fillings, dentures, and professional cleaning.
- Dental Classic: Starts at €14.90 per month, adds root canals and periodontitis treatments.
- Dental Comfort: Starts at €23.50 per month, further expands coverage to include crowns and bridges.
Advantages of Getsafe Dental Insurance:
- Covers a lot: Getsafe Dental Insurance includes many dental treatments like check-ups, fillings, root canals, and some false teeth (depending on the plan).
- Pays back a lot: For some treatments, you can get back up to 100% of what you paid, but there are limits on how much you can get back each year.
- Easy to get your money back: Just use the app to send in your bills, and you’ll get paid back within a couple of working days.
- No waiting: Your coverage starts as soon as you get the insurance, so you don’t have to wait to use it.
- Easy to understand: You can see all the details of your insurance and manage it easily with the Getsafe app.
- Covers accidents: If you accidentally damage your teeth, you’ll get 100% of the cost back, no matter what plan you have.
Disadvantages of Getsafe Dental Insurance:
- Only in Germany: This insurance is only for people who live in Germany, not for people in other countries.
- Costs more: Sometimes, you might have to pay more for this insurance compared to other options, especially if you want more coverage.
- Limited choice of dentists: Not all dentists in Germany work with Getsafe, so you might not be able to choose the one you want.
- Limits and extra costs: Some treatments have limits on how much you can get back, and you might have to pay some money upfront before your insurance covers the rest.
- Not everything is covered: While some plans cover a lot, not every kind of false teeth is included.
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