The N26 Business Standard Mastercard is a free business bank account designed for freelancers and self-employed individuals. It offers the following benefits:
Free debit Mastercard virtual card for contactless payments
0.1% cashback on all card purchases
Free ATM withdrawals at NFC-enabled ATMs
Intelligent Spending Analytics with Statistics
Free instant bank transfers with N26 MoneyBeam and SEPA Instant Credit Transfers
No minimum balance, no account fees, and no paperwork required
Option to order a physical card for a one-off delivery fee of €10
Requirements for N26 Business Standard Mastercard
To be eligible for N26 Business Standard, you must:
Reside in a country where N26 Business is available: Germany, Austria, France, Italy, Spain, Portugal, Ireland, Greece, the Netherlands, Belgium, Luxembourg, Finland, Latvia, Estonia, Lithuania, Slovakia, Slovenia, and Switzerland
Use your name and surname to open the account (not your business name)
Be over 18 years old and hold a valid form of ID.
Pros and cons of N26 Business Standard Mastercard
Pros:
Free business bank account designed for freelancers and self-employed individuals
Free debit Mastercard virtual card for contactless payments
0.1% cashback on all card purchases
Free ATM withdrawals at NFC-enabled ATMs
Intelligent Spending Analytics with Statistics
Free instant bank transfers with N26 MoneyBeam and SEPA Instant Credit Transfers
No minimum balance, no account fees, and no paperwork required
Option to order a physical card for a one-off delivery fee of €10
Cons:
Cannot hold two accounts under the same name
Business accounts are only available for freelancers and individual entrepreneurs
