N26 Business You Annual fee: €118.80
Cash withdrawal: €0.00
eff. interest rate: 12.4%
N26 Business You is a unique banking solution specifically designed for freelancers and self-employed individuals in Germany. It blends the convenience of personal banking with the functionality needed for managing business finances, all in one account.
N26 Business You offers a convenient and affordable way to manage your business finances, particularly if you travel frequently and value cashback rewards. However, consider the lack of credit facilities and limited customer service before deciding if it’s the right fit for your specific needs.
Requirements for N26 Business You Be at least 18 years old Have a valid government-issued photo ID Reside in one of the supported countries Be a registered business Intend to use the account primarily for business purpose No minimum deposit The N26 Business You account has a monthly fee of €9.90.
Pros and Cons of N26 Business You Pros: No monthly fee 0.1% cashback Free ATM withdrawals abroad Travel Insurance Multiple sub-accounts (Spaces) Secure mobile banking Choice of card color Cons: Spending is limited to available funds. Limited customer support No physical branches Only available to registered businesses in specific European countries.
More Details Card name N26 Business You Credit card company Mastercard Card type Debit card Annual Fee €118.80 eff. interest rate 12.4% Balance interest – Credit check ✔️ Contactless pay ✔️ Apple Pay ✔️ Google Pay ✔️ Current account ✔️ Liability €50.00
Cash withdrawal in Germany Free cash withdrawals per month 5 Costs incurred for each further withdrawal ATM fee / domestic €2.00 Min. ATM fee – Cash withdrawal within Eurozone ATM fee Eurozone Free of charge Cash withdrawal in foreign currency within European Economic Area, EEA ATM fee non Euro withdrawal within European Economic Area, EEA Free of Charge Cash withdrawal worlwide / outside European Economic Area, EEA ATM fee worldwide / outside European Economic Area, EEA Free of Charge Fee for card use In the Eurozone Free of charge Foreign currency within European Economic Area, EEA Free of charge Foreign currency outside European Economic Area, EEA Free of charge Limits Cash withdrawal limit / day €1,000.00 Cash withdrawal limit / week €2,500.00 Limit card payment / day €20,000.00 Limit card payment / month €20,000.00
Travel Insurance Overseas health insurance ✔️ Travel cancellation insurance ✔️ Travel accident insurance ❌ Luggage insurance ✔️ Travel interruption insurance ✔️ Transport accident insurance ❌ Rental car Rental car comprehensive insurance ❌ Rental car legal protection ❌ Rental car liability ❌ Other insurance Purchasing insurance ❌ Car cover ❌ Mobile phone insurance ❌
